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Many customers use short-term financing to pay emergency bills or to cover an unexpected expense. When you consider the cost of late payment penalties and overdraft charges, a personal loan or payday loan is a much smarter choice! The FDIC reported in 2008 that the median debit card overdraft amount was $20 and the median subsequent fee was $27. If you do the math, you will find that the average APR is a staggering 3,520% in these instances. Many banks add fees on top of these overdraft charges which drives costs higher. As you can see, the average lending APR is much less than that of an overdraft. Consumers who use these convenient financing options responsibly and pay off the balance by the due date do not have to worry about accrued interest charges or fees. Furthermore, they are a great alternative to costly credit card cash advances that come with a myriad of fees and additional interest charges. [link widoczny dla zalogowanych] Just wanted to say the article and site is looking really well. I cant wait to see you guys at the charity event this weekend. My company Compare the box and I have a booth and will be there all day. Keep up the good work.
Increasingly more individuals are currently using paydayloans to fulfill their unexpected costs. [link widoczny dla zalogowanych] Do not open new lines of credit. You must be employed or have a legal business that brings you regular income.

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