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Usually, personal credit can be secured or unsecured, and depends whether you have good or bad credit scores. To get a secured personal loan, the borrower must pledge some collateral such as a house or car against the amount of money borrowed. Thus, the lenders have a lien on your secured assets and if you do no repaid the loan in full, they can repossess these collaterals. 21. Sounds good, right? So how does it work? Business Cash Advance Vs. Small Business Loan.
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